/ Advisory field archive

Field notes on ethical advisory

Practical analysis on IRDAI statutory compliance, underwriting standards, and field insurance mechanics written for working advisors and prospective agency trainees across Mayurbhanj.

Curated publications

Foundational agency analysis

Licensing & Syllabus

Demystifying the IC-38 examination

A structured breakdown of core insurance principles, point-of-sale disclosures, and regulatory test questions designed to help first-time candidates clear the mandatory pre-recruitment assessment confidently.

Consumer Protection

Ethics in policy sizing

Calculating genuine human life value prevents policy lapses and protects family breadwinners. Advisory practices must prioritize long-term household solvency over short-term commission milestones.

Socioeconomic Impact

Livelihoods across Mayurbhanj district

How disciplined rural agency careers and the Bima Sakhi initiative generate dignified household income, fostering local economic resilience across Baripada and surrounding regional blocks.

— Classroom mentorship

Weekly weekend study clinics held at the Baripada branch prepare trainees for client presentations and regulatory underwriting compliance.

Join weekly study sessions

Trainees and prospective advisors meet every Saturday morning at our Baripada branch study desk.